Mechanics

1. This promotion is exclusive to selected GSave by CIMB users determined by GCash and CIMB. Eligible participants will be notified via a GCash push notification and/or in-app advertisement.
2. To qualify for the Reward, an eligible customer must:
   
   • Make a one-time deposit of at least PHP 5,000.00 into his or her GSave by CIMB account during the Promo Period; 
   • Maintain the Qualifying Deposit in the account for thirty (30) consecutive calendar days from the date of deposit;
   • Not withdraw, transfer, encumber, or otherwise reduce the account balance below the aggregate of the opening balance and the Qualifying Deposit during the Holding Period; 
   • Not fund the Qualifying Deposit using transfers originating from any CIMB PH account, whether owned by the customer or a third party; and
   • Satisfy all validation and qualification requirements determined by CIMB PH in good faith and in accordance with applicable laws, and regulations, and internal policies.
3. Only the initial one-time Qualifying Deposit shall be eligible for the Reward. Multiple or cumulative deposits made to reach the PHP 5,000.00 threshold shall not qualify.
4. Each Qualified Customer may only receive one (1) Reward during the Promo Period. 
5. The total promotional interest of up to 10.00% p.a. shall be credited to the Qualified Customer's GSave by CIMB account as follows:
   
   • The 2.30% p.a. Base Interest shall be credited on the first (1st) day of the following month, in accordance with the Bank's standard interest crediting process.
   • The 0.75% p.a. additional Interest from Earn More Promo shall be credited within fourteen (14) banking days after the last day of the applicable month, subject to the terms and conditions of the prevailing base interest promotion.
   • The 6.95% p.a. Additional Interest under this Promo shall be credited within fourteen (14) business days following completion of the applicable Holding Period, provided the Qualified Customer has satisfied all Promo eligibility requirements.
     For example, if a customer deposits PHP 5,000 on September 1, 2026, the Holding Period will be until September 30, 2026. The crediting of the Additional Reward will be within 14 business days from September 30, 2026. 
6. GCash and CIMB reserve the right and has the authority to conduct audits and/or to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.

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Apple Disclaimer: This promotion is not sponsored, endorsed, administered by, or associated with Apple Inc. Apple is not a sponsor of this promotion.

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Frequently Asked Question

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