Pay in Full: Fully settle your Sakto Loan within 14 days from the date you borrowed
Borrow Again: Take out a new Sakto Loan after your full payment (must be 14 days from the date of your previous Sakto Loan)
Get Rewarded: Receive your 5% cashback credited to your GCash wallet within 3-5 business days
Terms and Conditions
Promotion Period: March 10 to May 10, 2026 (2 months)
Eligibility: The promotion is open to selected users who received a promo SMS/PN and successfully availed of a GLoan Sakto (PHP 100, PHP 300, or PHP 500) during the promo period. This offer is exclusive to these specific GLoan Sakto amounts and excludes all other GCash lending products.
Qualification Criteria: To receive the 5% Cashback (computed based on the loan amount), the user must satisfy the following conditions:
Successful Availment: Must avail of Sakto loan
Early Settlement: The outstanding Sakto Loan must be paid in full within fourteen (14) calendar days from the disbursement date.
Full settlement is required. Users who make only partial payments within the 14-day window are ineligible for the cashback
Successful Re-availment: The user must successfully take out a subsequent Sakto Loan within the samefourteen (14) day period from the disbursement date of the previous Sakto loan
Incentive Amount: The cashback is fixed at 5% of the initial loan amount:
PHP 5 for a PHP 100 Loan
PHP 15 for a PHP 300 Loan
PHP 25 for a PHP 500 Loan
Disbursement of Incentive: The cashback will be credited to the user’s GCash wallet within 3-5 business days after the successful re-availment of the subsequent loan.
Each eligible user can earn the 5% cashback a maximum of four (4) times within the entire promo duration. Any subsequent re-availments within the promo duration will not be eligible for the incentive.
Eligibility for re-availment is not guaranteed. GLoan Sakto user eligibility is being refreshed on a regular basis.
GCash reserves the right and has the authority to conduct audits and/or to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.
Reminder:
This promo will only be sent out via official and verified GCash communication channels. GCash will never ask for your OTP (One-Time Pin) and MPIN for this promo.
DTI Fair Trade Permit No. FTEB-250720 Series of 2026
Frequently Asked Questions
GLoan Sakto Cashback Promo is available to pre-selected GLoan Sakto users only.
If you are eligible, you will receive a targeted SMS or Push Notification from GCash.
Currently, this promotion is only available to selected users who received an official SMS or Push Notification.
Please ensure your GCash notifications are turned on for future offers.
To qualify, you must complete ALL of the following:
Borrow: Take out a GLoan Sakto (PHP 100, PHP 300, or PHP 500).
Pay Early: Fully settle your Sakto Loan within 14 days from the date you borrowed.
Borrow Again: Take out a new Sakto Loan after your full payment (must be within 14 days from the date of your previous Sakto Loan).
The 14-day window starts on the day your first loan (within the promo period) is disbursed.
To qualify, you must both fully repay that loan and successfully re-avail a new one before the end of the 14th calendar day.
You will not be eligible for the cashback.
Both the full settlement and the subsequent re-availment must occur within the same 14-day period from the date of your initial loan.
Only the specific GLoan Sakto loan availed during the promo period (March 10 – May 10, 2026) counts toward the qualification.
If you have an existing loan from before the promo start date, that loan is not considered for the promo.
No. To be eligible for the cashback, you must make a full payment of your outstanding balance within 14 days from the date you borrowed.
Partial payments do not qualify for this promotion.
The cashback is fixed at 5% of your initial loan amount:
For a PHP 100 loan: PHP 5 Cashback
For a PHP 300 loan: PHP 15 Cashback
For a PHP 500 loan: PHP 25 Cashback
The 5% cashback is computed based on the principal amount of the initial loan that you settled early.
Sample:
1st Loan: You borrow PHP 100.
Action: You pay it in full on Day 14 and borrow PHP 300 for your next loan.
Cashback: PHP 5 (5% of your 1st loan).
Note: Even though your new loan is bigger, the reward is based on the initial loan you settled early.
Each eligible user can earn the cashback a maximum of four (4) times during the entire promo duration.
The cashback is processed within 3-5 business days after your succeeding loan is disbursed.
If you haven't received it after this period, please ensure you meet all criteria before contacting support.
No, re-availment is not guaranteed.
GLoan Sakto eligibility is refreshed regularly.
Continue to pay your loans in full and on time, and use other GCash products to increase your chances of being able to borrow again.
No. This promotion is strictly exclusive to GLoan Sakto loan amounts of PHP 100, PHP 300, and PHP 500.
Standard GLoan amounts (PHP 1,000 or more) or other lending products (GCredit/GGives) are not eligible.
To qualify, your succeeding loan (re-availment) must be disbursed no later than May 10, 2026.
If your 14-day window extends past the promo end date, you must fully pay and re-avail early to qualify for the cashback.
