Special zero fees at service fee cashback ng GCash at Enjaz for Filipinos in Saudi.

Mechanics: GCash Middle East Financial Relief 2026 (Q4)

‍Eligibility
The program is open to all Fully Verified GCash users (Overseas and Local accounts) currently located and transacting in Kingdom of Saudi ArabiaKingdom of Saudi Arabia (KSA)
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‍Program Period
The relief measures are effective immediately starting November 1 until November 30, 2026
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‍Covered Services & Benefits
100% Service Fee Cash Back on GCash App Services
Users transacting via the GCash app in the covered regions will receive a full refund of service fees for the following:
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Buy Load: Purchasing load for Philippine roaming SIMs , Philippine networks and International Network
Pay Bills: Settling payments for Philippine-based billers (Utilities, Government, Telco, etc.).
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‍Fulfillment of Cash Back
Initial Deduction: The standard service fees (e.g., P8 for specific biller fees) will be deducted from the user’s balance at the point of transaction to facilitate processing.

Reimbursement: The full fee amount will be credited back to the user's GCash wallet as Cash Back.

Turnaround Time:
The Cash Back is typically processed and credited to your wallet

For Transactions:
- November 1 to 8 2026 awarding and crediting of Cashback will be on December 4, 2026
- November 9 to 15 2026 awarding and crediting of Cashback will be on December 11, 2026
- November 16 to 22 2026 awarding and crediting of Cashback will be on December 18, 2026
- November 23 to 30 2026 awarding and crediting of Cashback will be on December 30, 2026
  
  Notification: Users will receive a notification in Gcash Application once they receive their Cash Back
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‍Limitations & Conditions
The cash back applies only to the Service Fee and not the principal amount of the transaction.
Standard wallet limits and transaction caps will still apply.
GCash reserves the right to disqualify transactions that are found to be fraudulent, abusive, or in violation of the GCash Terms and Conditions.
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‍Support
For concerns regarding uncredited cash backs or transaction issues, users may reach out through the following:
GCash Help Center: Visit help.gcash.com or submit a ticket via the app.

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Frequently Asked Questions:

This means that any service fee or transaction fee charged to you when using GCash services (Buy Load, Pay Bills, in covered KSA will be returned in full to your GCash wallet. Effectively, the service is free because the fee you paid will be reimbursed as "Cash Back."

This financial relief measure is available to Overseas Filipinos (OFs) located in:

Saudi Arabia (KSA)

To qualify for the cashback on Buy Load, Bills Pay please ensure your device’s Geo-location (GPS) is turned ON before you log in and perform your transaction.

By sharing your location, we can instantly verify your eligibility for the initiative. Please note that if your location sharing is disabled, we may be unable to validate your transaction for the automated cashback.

A. Buy Load

What it is: Purchasing load for your Philippine roaming SIM or sending mobile credits to your family in the Philippines (Globe, TM, Smart etc) and International Load from your Gcash App

How to get Cash Back: If any service fee is applied to your load purchase that fee amount will be refunded to you.

B. Pay Bills

What it is: Directly paying for electricity (Meralco), water (Maynilad/Manila Water), internet, government dues (SSS/Pag-IBIG), and other Philippine bills using the GCash app.

How to get Cash Back: Many billers charge a service fee. All these fees will be returned to your account as Cash Back, ensuring you only pay the exact amount of your bill.

The Cash Back is typically processed and credited to your wallet

For Transactions:

November 1 to 8 2026 awarding and crediting of Cashback will be on December 4, 2026
November 9 to 15 2026 awarding and crediting of Cashback will be on December 11, 2026
November 16 to 22 2026 awarding and crediting of Cashback will be on December 18, 2026
November 23 to 30 2026 awarding and crediting of Cashback will be on December 30, 2026

Notification: Users will receive a notification in Gcash Application once they receive their Cash Back

You will receive an notification in your GCash app once the refund is successful.

This relief measure is designed for continuous support during the current situation. You can enjoy the 100% Service Fee Cash Back on your essential transactions until November 30, 2026

No. The cash back is automatically processed as long as your GCash account is registered or being used in KSA

Initially, the standard fee is deducted to complete the transaction process. Don't worry—this amount is a reimbursement and will be sent back to your wallet within a few days as part of our relief initiative.

If you did not receive your Service Fee Cash Back within the expected timeframe, you may reach out to: www.gcash.com

Country	What Remittance to Fund In/ Cash In	How to Cash in
Kingdom of Saudi Arabia (KSA)	Western Union	Mag-Log In: Buksan ang Western Union app at pindutin ang Send Money. Piliin ang Bansa: Piliin ang Philippines bilang destination ng iyong padala. Ilagay ang Amount: I-type kung magkano ang ipadadala. Makikita mo agad ang palitan mula sa iyong currency (hal. AED) patungong Philippine Pesos (PHP). Paraan ng Pagbayad at Pag-tanggap: Piliin ang iyong Payment Method (hal. Bank Account, Debit, o Credit Card). Sa Delivery Method, siguraduhing piliin ang Wallet. Piliin ang Receiver: I-click ang pangalan ng pagpapadalhan o i-tap ang Add New Receiver. Ilagay ang GCash Info: I-type ang Buong Pangalan ng receiver (dapat pareho sa GCash name nila). Ilagay ang kanilang GCash mobile number. I-Review at I-Submit: Tingnan muli ang lahat ng detalye sa summary page. Siguraduhin na ang nakalagay sa "Delivery By" ay Wallet. Pindutin ang Submit para ituloy ang pagbabayad at matapos ang transaction.

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Mechanics: Enjoy Zero Fee , No Hidden charges , Competitive Exchange rate

Download and log in to the Enjaz Pay app.
Tap Payments on the main dashboard and choose International.
Select Add New Beneficiary and pick Philippine Peso - PHP as the currency.
Choose Wallet Transfer as your receive method, select Transfast, and pick GCash.
Enter your beneficiary's full name, mobile number, and required details, then verify via OTP or call back to complete adding the beneficiary in 15 seconds.
Go back to your International beneficiaries list, select your newly added GCash contact, and enter the transfer amount.
Review your transfer details—confirming the competitive exchange rate and automatic 0 SAR transfer fee with no hidden charges—and tap to complete the transfer via OTP.

GCash reserves the right and has the authority to conduct audits and/or to deny rewards for incorrect user data, fraudulent transactions, infringement on the terms of use, or other illegal actions as mandated by Philippine law.

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Frequently Asked Questions

All users (New and Existing users)

No minimum amount

Reconciliation team will handle such cases. if these will happened we will refund the amount

no promo code required

unlimited

we have 24/7 available Call center and Branches available for any inquiries/concerns.

Special zero fees at service fee cashback ng GCash at Enjaz for Filipinos in Saudi.

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