GTourist
Terms and Conditions

  1. ‍What is GTourist?
    ‍
    GTourist is a GCash service that provides 30-day temporary access to select GCash features for eligible  foreign visitors using a non-Philippine mobile number, with activation permitted only when the user’s  geolocation is within the Philippines.  ‍
  2. Who may use GTourist?
    ‍
    GTourist may be used by foreign nationals aged 18 and above from the United States.
  3. ‍How do I access GTourist?
    ‍
    To get started with GTourist on GCash:  
    • Download the GCash App and register using your international mobile number.
    • Complete the Know-Your-Customer (KYC) and registration process using your valid foreign passport.  
    • GTourist will automatically be activated once your registration is complete and you are located in the Philippines with your geolocation turned on (“Activation Date”).  ‍
  4. What features are available?
    ‍
    Users will be able to access the following GCash Services:  ‍
    • Card Linking: Card Linking is a GCash feature that  allows users to link their debit/credit card to their GCash accounts and conduct QR payments to local GCash merchants. Users must use a card registered in their own name; cards from third-party  accounts are strictly prohibited. Click here for more details. ‍
    • Pay QR. Pay QR is a GCash feature that enables a GCash user to make cashless payments by  scanning a QR code of GCash’s partner merchant. Click here for more details.  ‍
    • International Bank Cash-in. International Bank Cash In is a GCash remittance feature that  allows users to top up their wallets directly from a foreign bank account, bypassing the need for  third-party remittance websites or outlets.  Foreign exchange (FX) conversion rates apply and is  determined by GCash’s nominated partners. Click here for more details.  ‍
    • Express Send. Express Send is a send money feature that allows GCash user to send money to  another GCash user. GTourist users may only send to users with a Fully Verified Account based  in the Philippines. Click here for more details.  ‍
  5. What are the limits and fees applicable for the GCash Services?  
  6. ‍How long is GTourist accessible?
    ‍
    GTourist is valid for 30 days from the Activation Date. After 30 days, the GCash Account will be  automatically deactivated, and users will no longer have access to their GCash Wallet. ‍
  7. Can I still access my account outside the Philippines if I am still within the 30-day account  validity?
    ‍
    All use cases will be inaccessible if the user is outside the Philippines. To make sure no funds are left in  your wallet, make sure to use any remaining balance before flying out of the Philippines. 
  8. ‍My SIM/phone got lost or stolen. What should I do?
    ‍
    If you lost your SIM card or phone, report it to GCash immediately by following the steps here.
  9. ‍Will I be given access to GTourist if I return to the Philippines for another visit?
    ‍
    Access to GCash Tourist for subsequent visits to the Philippines remains at the sole discretion of GCash.  ‍
  10. Will I be able to use the funds in my GCash Wallet after deactivation?
    ‍
    No, your funds will be inaccessible once your account is deactivated. However, you can request to  transfer your remaining balance to a nominated US bank account by submitting a ticket through our Help  Center.  

    By requesting a transfer, you agree to the following:  
    • GCash will share necessary personal and banking details with partner institutions to complete the  transaction.  
    • Your balance will be converted from PHP to USD using the prevailing market rate. 
    • All service fees and intermediary bank charges related to the transfer may be deducted from your  total GCash Wallet balance. If your wallet balance is insufficient to fully cover the applicable  transfer processing fee, the remaining balance may be applied toward such fee, and no additional  amount shall be payable by GCash.  

      GCash accounts that have been deactivated for two years or more and still contain funds are subject to  maintenance fees at the discretion of GCash. You will be notified before any deductions are made from  your wallet balance.  ‍
  11. Data privacy  ‍
    1. The GCash Group shall process, collect, transmit, and use your personal data in connection with  the following activities:  
      • Determining if you are eligible to use any of the GCash Services;  
      • Analyzing the information you provided during the registration and verification process,  your transactions, and your App usage to flag any suspicious activities. If required under  the law or existing regulations, we will report it to financial regulators and other proper  authorities;  
      • Responding to your questions, addressing your concerns, or fulfilling your requests using  the personal data in your account, as well as other information you may additionally  provide to us;  
      • Communicating to you important updates and announcements about your account, the  services you use, new features, security alerts, and other relevant communications; 
      • Tailoring offers, promotions, and suggestions that match the patterns and trends of your  App usage;  
      • Improving the GCash App and developing the functions, features, services, and products  of GTourist;  
    2. Depending on which feature of the GCash App you use, we will collect, transmit, maintain, use, or  process your personal data to enable that particular product or service. You can find more  information about the personal data processed as part of your use of that particular GCash  feature the first time you decide to use it.  

      To know more about how we collect, process, share, and protect your personal data when using GCash  Services, please read the GTourist Privacy Notice. 
  12. ‍If I have concerns regarding GTourist, how can I seek assistance and support?  For concerns regarding GTourist, please visit our GCash Help Center.  ‍
  13. What other information about GTourist that I need to know?
    ‍
    Access to GTourist is not a matter of right and may be denied, suspended, or terminated by GCash at any  time.  

By Using GTourist, you agree to be bound by the foregoing terms and the GCash App Terms and  Conditions.

‍

‍

Date of Publication: October 26, 2026

Date of Effectivity: December 26, 2026

‍